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Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and thunder empire slots commissions, interest charges, or other expenses for transactions may still apply. Please carefully consider the plan's investment objectives, risks, charges, and expenses before investing. Before investing, consider the funds' investment objectives, risks, charges, and expenses. ETFs are subject to market fluctuation and the risks of their underlying investments. Zero account minimums and zero account fees apply to retail brokerage accounts only. Employee equity compensation transactions and accounts managed by advisors or intermediaries through Fidelity Institutional are subject to different commission schedules.
Any earnings grow federal income tax-deferred, and you can get tax-free withdrawals for qualified education expenses. Fidelity’s HSA has no account fees or minimums, and $0 commissions for US stock & ETF trades.6 Get tax-deductible contributions, no immediate tax on earnings, and tax-free withdrawals for qualified medical expenses.5 The value of your investment will fluctuate over time, and you may gain or lose money.
You can earn interest on cash, grow your account by investing, or do both. Any investment growth in a Roth is tax-free, with tax-free withdrawals in retirement.4
The Fidelity Cash Management account is a brokerage account designed for investing, spending and cash management. Before trading options, please read Characteristics and Risks of Standardized Options. Certain complex options strategies carry additional risk. Options trading entails significant risk and is not appropriate for all investors. Talk through your goals and investing ideas with a specialist today. Start making real progress on your financial goals with help from our investment management services.